001All right. Good evening everyone. Welcome. Got a a lot of people here tonight. Uh it is Wednesday, October 22nd. The time is 7 o'clock. Uh I'd like to call this meeting to order. Please stand for the pledge of allegiance. I pledge allegiance to the flag of the United States of America and to the republic for which it stands. One nation under God, indivisible, with liberty and justice for all. >> Let the role reflect that all members are present with the exception of Lance and Derek. Um, was this meeting properly notified? >> Yes, it was. And as a reminder, it is being live streamed and recorded. >> All right, welcome to all of our visitors. Is there any public comment? All right, first up is Highlight on Youth. We've got service learning middle school special education
002teacher Rhonda Malichek. Welcome everyone. >> All right, this was our third year of doing summer school. um the service learning portion. Um when we first it was actually Jackie's idea to start this three years ago and um I had never taught summer school because it was no interest to me until she said you know I think we're going to do service learning. I'm like if that's the case sign me up. So, and I still when I wake up in the morning on a Monday after school, so I'm like, why did I do this? Until I get there and I see the energy that these kids bring and they are rolling out of bed early when they all the rest of their friends are probably sleeping in, playing video games or whatever and they work their
003little tails up. So, we're just going to showcase a little bit of what we've done this last summer. A lot of it is repeat from summer to summer. Um, although not all. Um, as you all know, you probably saw on social media, we did um some work for John Hugh when he was not feeling well. Um, it's really been a nice variety of things. Um, but I'm going to let the kids um do most of the talking here. Very casual. >> Um, the first thing though, you guys are familiar with the the sore farm on New Richmond that the district runs. >> Yeah. >> They they have some an agreement with Yeah. So, they actually raise their own beef for their lunches. So we that was our first stop um bulky the last three years
004actually and they love our workers. Every year the teacher that leaves it is like can you come back with your kids because they're hard workers. Um so that's our first stop and there's a little information on here but I'm not going to bore you with [clears throat] that. But they do they have 17 head of beef every year and they rotate those out every year. So we see these cute little calves. She warns the kids what they're going to be a year from them from when they're altering them. So, um it's it's a really neat experience and whole thing achieved us. >> Well, sadly for all of you folks, you see my ugly logo first. I know. Shaking jokes are on my bait for copy. No, I've got there. As you can see here, well,
005Sor was definitely a fun experience if you personally asked me, except for the go. That was not a fun experience, and I would like to not relive that. But the ducks, the ducks were fun. But I did get to pet goats as you see the picture. But now, as moving on, well, got to work with ducks, goats, chickens. There was a cat there that I got to pet one time. That was fun. But as you can see, this is mostly about well, I don't know what the goats have been there for. I'll be honest. But I'm going to stop rambling on for five seconds. Hard to know. But goats, they're there. I don't know what for. I still don't. Chickens, eggs, chicken. Take a guess what they're used for. You all, you people are smart.
006I know that for a fact. You guys work here for a living. Take a guess. God, I got to stop buttering up to people. And no, I'm not sorry. >> Well, I first did well with the chickens. I Well, we finished the Betty because it was getting old, crusty, and in fact, very dusty. Yesterday, 10 brats arrived. But it was very dusty there, so we had to clean it out so chickens don't die of inhaling sawdust. Most people die with inhaling sawdust from my information. And we also had to clean out of gunk poo by wheelbarls and pitchforks. We also had to clean out water bowls, things like that. Experiences that were not very fun to ask me. But hey, it it's necessary. It has to be done. Let's go talk baby cows, which are
007absolutely adorable, if not the most stubborn creatures alive. You know the picture of the goats that make me feel bad thoughts. [laughter] >> Blame the spend a lot of time. [laughter] >> I did it. I only did it because I was forced. There was nothing else to do. >> I rather spend time with the ducks. They were they were nice and also fluffy. >> It just felt bad. >> I don't hate guilts. Okay. [laughter] >> [clears throat] >> Um, this was going to be this next one I believe was grand. What? She isn't here. She isn't here. Um, Bailey, you did the food drive with us. Do you want to talk about what our preparation was for that? >> So, our preparation for the food drive was to get grocery bags and then put flyers
008about what we were collecting, which was cereal boxes and noodles. And then we went around to Hammond and Roberts and putting them on your handles. >> [snorts] >> All right. So, all right. So, we went to the Hammond Park and we spread wood chips for a long time >> and we stained a lot of tables and it was pretty fun. >> Awesome. The village really appreciated their help. What's next? The next one was a peep. Yep. There was So then we did the same thing we did in Hammond. We took load the kids up in vans this time. Walk obviously and had it in different directions in Roberts and distributed the bags as well. Um so the kids got a lot of steps in on those days. All right, the next one. Um yeah, we're
009back to your store. Cyrus, this is yours. >> Um we got the halter cows to break them and they were really stubborn. >> Cuz they got to get used to being moved around. day. Sixth day we went to the him and nursing home. We did a lot of landscaping, pulling weeds, redoing mulch, all that. It's probably and leaves. >> What was your name? Um, it was quite dirty. And then after we were done with all that, we went inside and played the song. The resident here. The kids really enjoyed it. It's fun to see [clears throat] um their personalities come out a little bit differently than you would imagine. Like some of them that I thought would be like very comfortable, a little more standoffish. The ones that I thought it would be a challenge
010were the ones that just filled in with the resets. the residents as you all know just for kids. So it's it's such a a few the right like I was saying earlier on the ninth day we went back to Hammond and split up to into three different vans and then we went to the houses that we put the bags and then we saw if there was a bag of grocery bags of either noodles or cereal. One of us would run out of the van and pluck the noodles and then bring them back into a big box into the van. And then on day 10, we went to feeding feed my starving children up in Minnesota. Um, this organization helps kids without good nutrients get good nutrients for their bodies. And I am so thankful that
011we got to get this experience. We packed 13 thou 13 13,752 meals and we've had 87 kids for a whole entire year. >> Awesome. >> Last very much get me again. Shame. I know. But we did the Robert's food pickup because well we have to. I didn't have a choice. >> Just just for your information. That was much better than I. [laughter] Okay. Well, just so you know, all of this, we all agreed to this. This is not child labor. And if it was, you'd be complicit in it and we would sue you. Figured I'd let you know that. So, yeah, we all are complicit in this together. Don't worry, we're all going to jail as well. Trust us, we've all did bad things. But, as I said, we didn't rob. It's basically we did
012have it. Take a guess. It's not that hard. Now, day 12, the final day, which also gets to do with me as your host today. Pleasure to meet you. This will be my final day here. As you know, I got to stop breasting. Anyway, we dropped off some food at the church with 302 pounds of donations, which as you could guess is a lot. It's like three middle school students combined into one. Don't think about cannibalism. That's already too many books as it is. Lot of cereal, a lot of pasta. For some reason, I found tuna in there. We There's How do they get tuna? There's no meat products anywhere in there. Anyway, we dropped off at the church and for some reason my neighbors work there, which not bad. They're nice people. Please say
013hi to them. They deserve it. But yeah, that was the end of it, which is a shame. This is really fun. And also, yeah, it was just fun. Please continue supporting this. Otherwise, I left nothing else better to do for the summer. I was incredibly bored without this. Please, I beg of you. I don't ask of much if anything at all. I beg. >> Yeah. And I will say there's a lot of repeats. Um like Jackson came back every summer that he could. Um and I wasn't sure he would. deal with me. >> Yeah. >> Guess I have to deal with Joe still. >> Yeah. And and part of one of the best rewards probably is going out in the community and seeing the parents and them coming up saying thank you for teaching them
014some of the stuff that we just don't have the opportunity to teach our kids this. We don't have arms to just take them out and um one kid didn't know how to turn on the hydrant. I said just go turn the hydrant on. And they're just kind of looking like you know they're thinking like a fire hydrant like that you put the hose to know. Well, and they go up there to stare at them. What do I do? And they pull the handle and they're like, "Where's the handle?" So, it's just that Iowa Farm Girl thing. I'm just like, you assume they know, you don't. So, um, how to run use a pitchfork and lot of that stuff. Um, and Bailey's mom stopped me at Target this summer and said that she actually got their
015little sister out and without even being confident in helpful under the So, that's the kind of stuff that makes it rewarding for me. So, you guys have any questions? Very cool. Great. >> One C thing we did get to um we did have a couple days of fun um after the work where we went to Culver's and Amy Ga's dad owns the one in Richmond. So I tapped into him. He was able to give all the kids um a scoopy. So they all got custard. And then on our last day to see our um feedback children, we make it a longer day and we stop and they all just for showing appreciation. >> Awesome. So thank you. >> Thank you. >> [clears throat] >> All right. Um comments by board members and superintendents. Uh the
016third Friday count update. So the official third Friday count uh this year uh is 1,579 students in seats and uh as compared to 1,64 last year. So um we are less 25 uh students and at uh 12,350 per student in the revenue limit worksheet. That's $38,000. And [snorts] again, you'll see later in administrative report in our enrollment summary. Again, uh mostly attributed to the graduating senior class is larger than this the kindergarten class we bring in the following year. For example, last year in 119 seniors the last day of school and we [snorts] brought in 93 kindergarteners this year. Um so that's uh 26 there. So with 25 difference pretty much attributes that. Yeah, there's some other things, but that is um uh mostly attributed to that. Um [clears throat] birth rates in the county
017and uh less students in our county across the state. Uh I think there's 70 some percent of our school districts in the state are declining enrollment. But um we'll get to that later too with with with Jen's report. Then uh concurrently too uh we're having Hazel Reinhardt do our population study again. We do that about every three years. So that uh looking forward to getting the results of that and digging deeper into that with with uh available lots and housing and and things like that. >> They're current she's currently doing it. Yeah, it takes a couple months. [clears throat and cough] >> Thank you. Uh next up is board appreciation scones. That was last Wednesday. Brad and I and were you at the elementary schools? Brad, was it the high school? Is it middle school?
018It was like one of the best days I've had, you know, here. It was It was so much fun to be back in the buildings and visiting with the staff and just I just I really enjoyed that morning so much. >> It's always good experience just small talk. >> Nice to meet a lot of the faces that I see at the elementary school I've never met before. So, it's nice to meet new people. Good. So, next up is WSB fall regional meeting October 28th. And I think um Nate, were you Did you say you could go or you couldn't? Okay. No. So, and I can't go. So, Dave and Jeff and Tim. >> I can drive. You bet. Yeah. We'll we'll communicate. probably me >> up [laughter] in the >> Well, I guess I can't
019go then. [laughter] >> So that's in Oaklair and I believe it starts at 6. >> So what? >> So Cal will register us. >> Okay. And then we should talk about the board development meeting date. Uh Tim [clears throat] reached out to Lee and the only date that he had opened in November was a Sunday, which >> Sunday the 9th >> didn't work for at least two people. And so I guess we need to decide the next one will be like February 15th or 16th. So, with the holidays and hunting and everything going on, we need to just discuss if we're going to skip this one or thoughts about what >> I would suggest just to skip this one. >> So, then you just put on the calendar. I think it's the weekend after a
020Super Bowl. So, February Did you say that was a Sunday or Wednesday? >> Uh the February one will be a Sunday >> 15th. >> So hopefully we can get everybody there. >> 5 to 9. >> And we were with admin last time. >> Yeah, we twice per year. So August and February. >> Okay. Okay, perfect. >> Uh, scheduled presentations by guests and staff members. The health insurance update, employee benefits consultant with the Ala Group, Alicia Schwarz. Welcome, Alicia. Thanks for coming. >> We can move that up higher. >> And then the podium just as well if you'd like with that little button by your right hand. >> [laughter] >> Thank you [clears throat] so much. Not going to be nearly as exciting as the update. That was so cute. Glad I got to >> um
021well, I'm here today to just kind of give you guys an update, state of state. Just talk a little bit about how things are going in the plan and the things like that. So, um let's jump right in here. Um this first slide I think is just a really good level set. This is what we refer to as our benefit philosophy statement. and we help our clients kind of develop these benefits philosophies and efforts to remember why we're talking about the employee benefits to rewards in general. So we care for employees health and wellbeing when businesses in attracting and recruiting team and I always think it's good to bring that to the board too because it is up to to make those decisions and just kind of keeps light of what we're looking for. It's
022a tool that you is used to recruit and retain. It is also part of a commitment to take care of and control the things right they can be at work. So outside of that we're going to just dig into some of the uh employee benefit overview just what we have. I wanted to talk a little bit about the state of the healthcare market and we'll dig into some new information and plan recommendations. So just to kind of set the stage your plan currently you guys offer two different plans. You have a core plan and a buy down plan. So the core plan uh includes a 70% employer contribution or districts pays 70% of premium. They also offer a district HSA contribution and that plan is a little bit more rich than the other plan. So
023that just means that if you want to contribute some of your own dollars towards a benefit plan, your your deductible will be 2,000 if you're single or 4,000 if you're old as a family. The buy down plan is a strategy that allows people to actually get no cost healthcare insurance. And I would say by far the the district of St. Council in many ways offers a very very top tier benefit plan which I would imagine is very helpful in your recruitment and retention um strategies but having a no cost plan is really really great and would put you in the top tier for sure. So that plan model is $3,500 deductible per single 7,000 per family. You guys also have an HSA contribution that you're giving to employees to help slending down. So that net
024out of pocket is very very low and again top tier benefits in the market in terms of other districts and the plans that they're operating as well. Any questions we have? All right. So, some of the I would call these ancillary benefits, benefits outside of medical, but typically medical is the biggest ticket item. It's the highest cost and spend a lot of time talking about that, but I think it's just great to have light of what other benefits are offered to the district employees. So, you have dental insurance that is 100% paid for by the district. Same with vision insurance, 100% paid for by um by the district for eligible employees. And then you also have life insurance through Mutual of Omaha. That is a term life product. Uh a group life product means everyone
025gets at least maintains their salary. And then you also have an additional benefit that offers a a permanent life insurance solution through trustmart. Um and that has actually a long-term care writer which is a really nice benefit to have for employees that are concerned for St. Uh those also have benefit disability benefits both short and longterm and then supplemental benefits we reference as those um it's kind of like the commercial right and you have something happen the duck shows up with a bunch of money. So if you get an accident if you have a critical illness or any hospital stays cash benefits to kind of help cover those costs. And then there is just a second access to the HSA health savings account. Um flex spending account and then an employee assistance program that's specifically
026meant for helping um employees with short-term mental health resolution. Um we don't have a divorce family member. We need some extra support. have six and three sessions through the health partners EAP program and additional three sessions with the mutual Omaha um carrier and there's some changes that will be coming on the health partners program. Okay, so let's talk a little bit about um just the state of the healthcare market. I think it's really just important to kind of understand what's happening before we talk about the renewal because the renewal came back really great and I think it's really good news. I think it's important to kind of understand what other employers are seeing. Um this graph it's really hard to read but I think you know the sentiment is up and to the right. No
027shock right there. Right. So in the last um even in the last 10 years this kind of reflects uh both single premiums for insurance with insurance as the bottom number and family premiums is at the top the lighter blue number. Um the the inflation over time is like 400% right in the last 10 years the family and community have been 16,000 a year to 14,000 a year. Uh sorry 24,000 a year. So a really, you know, rapidly growing and in some cases to employers is very unsustainable. And a lot of times the response to those big increases is you end up having to increase your deductibles to maintain a certain budget that you might have or you're taking away HSA contributions, those types of things. So employees are harboring a lot of that increase. There's
028a lot of things that are contributing to the the health care increases. The first one is just the cost of care, right? the cost to get a knee replacement level for the baby. It just keeps going up. In the last four years, it averages like 8 to 9% year-over-year increase in the cost of care. On top of that, we have generally not surprisingly healthy population. So a lot of chronic conditions, a lot of lifestyle impacted chronic conditions, diabetes, um you know, a lot of uh medications in the market that are part of medical advancements, right? So the older we get, the more medical interventions we can maintain the health and the more medical interventions we have, science is advancing really great things that are very high cost drugs to kind of lengthen our lives or
029cure us from diseases. those types of things. Um then I'd also argue this one is a little harder to talk about but healthcare pricing failures I think is a really big one. So when you think about um the cost for an MRI, the cost to get a knee replacement, it is not all the same. Every hospital, every clinic has their same their different price model and they price things very differently. So you can get an MRI of $10,000 at one place and go to another place and get it for 600. That's not great numbers. Those are like literally actual data numbers. Um so those pricing failures cause a really big issue. And so helping employees kind of understand how to be good consumers is healthcare is something that we try to focus on and the
030district team that we work with does a really good job of promoting those tools and reminding people of their we all have a part in the the overall health care plan and how it's managed and the way you consume care has a direct result in the renewal season. So any questions about that? So, one of the things that we do quite frequently, I would say on a quarterly basis is we're reviewing flame activity throughout the district and just kind of making sure that we have a good handle on what's happening. And so, every year we um I'll look at some metrics. Some of those metrics include things like loss ratio. A loss ratio means for every dollar in premium you pay to your clothing carrier, they pay out X dollars in claims. And so the
031the sweet spot of claim ratio to get what I would call like a flat rate of zero is about 80%. That's the target. They need that 20% margin to pay the bills and keep the lights on for their employees. So over the last four years, you were averaging in the mid 80s for loss ratio. This most recent plan year, you were at uh you ended at 90, which is great. Um, so let's jump to the next slide and we'll dig into the act. Well, nope, never mind. We're going to talk about we'll talk about the actual renewal in a couple of slides. But one of the things we also do this activities informs us on areas that we can improve the plan model and how the plan is performing. And a lot of things that
032we're doing is identifying um things that we can do to educate employees. So Tim, if you go to the next couple slides, we came out during the welcome back uh meetings and shared some information to employees about the power of prevention. And so of course the best way to you not use your plan is to be really healthy. And that doesn't mean you don't go to the doctor. It means you actually do go to the doctor and get preventive screenings. Um early detection is by and far the best way to stay out of the doctor. Right? So we getting the breast cancers, colon cancers, cervical cancers, those types of things. So we challenge the district to improve their overall utilization of these services. So uh this this slide shows that you have 65% of eligible
033members complying with their breast cancer screenings, 52 complying with their colon cancer screenings, and 59 uh confine with their cervical cancer. overall preventive use just like the annual physical or those things 72%. So those are great numbers. I would say in the benchmark you're probably closer to just below 50 in some cases closer to 40 for a population to use those screenings. So you're doing well but certainly areas for improvement. Okay. Now we can talk. So, Health Partners initially offered the district a 9.35% renewal. Last year, when you renewed your plan, you agreed to uh make a a two-way agreeable partners that locked your rate in this year to cap out at 12%. So, what that tells us is that your plan ran a little bit better than worst case scenario. So, you got under
034the cap at 9.45. 45. So that was a annual increase of 324. In the market right now we are seeing in the high end of double digits uh like double teens I would say like 19 to 29% is what we're seeing in the average market. So this is a great renewal. I'm very very pleased. Um we did go back to house partners again and said hey will you extend the rate another year and they agreed and then reduce that down to six cap. So say your district just shy of $100,000 in the plan. So really quick recap of just the overall plan for each of the plans. The majority of your plans are in the rate lock until 2027. So we won't see any shift in rates there. The dental up 70% again the market
0357% is historically higher than we're seeing but a lot of our groups are getting again like 10 to 15%. So seven is not too bad based on how preies. I think that is about it. So changes for 2026. Just a few items I I would mention. So um health partners is changing some of their programs that are in existence right now just based on utilization and revamping some of the things that they're doing. So the first one is they're suns setting what you currently use as your wellness program. So currently there is wellness uh a wellness program that health partners manages and it requires specific participation from employees like getting new visits, tracking activities, healthy habits, those types of things. Um and if they comply and meet those targets, their deductible is usually reduced by
036500 if your goal is a single or the deductible is reduced by a th00and. So this program has been in play for probably the last 15 years. um just health partners in general and they've decided to kind of sunset that program because there's not that many people employers that are using it. They find that gamifying through portals and rewarding people with points and connecting in that creates a little bit better of engagement. Um and so this year they will be moving to what they call the my rewards program. Again, same concept, meaning you're engaging in activities, healthy activities, but you can earn points in exchange for gift cards. Each uh member 18 years or older can earn up to $245 a year, which is great. So, you, your spouse, college students, listings. So, that's the
037wellness program. And then the EAP, there was an additional uh benefit in your plan that offered up to 20 visits for any member who had suffered from any anxiety or depressive symptoms. That program is no longer available with health partners, but you still have the great EAP program. Health Partners, you get up to six sessions, regular sessions. And then the Mutual of Omaha plan also covers three sessions. So basically we we looked at the utilization to see if there was a need to increase those six to higher and it actually utilization from last year was at 36% went down to 24. So we didn't see a need to enhance or change tech. I just want to thank you Alicia and let the board know uh we've worked with the LAR group formerly known as JA
038Counter for many many years and it's been a great partnership and they have with their work right saved us literally I mean millions of dollars in negotiation and and we really appreciate your reports and experience ratings and we really hit consumerism with our staff a lot you know and I think that certainly literally has paid dividends I >> mean looking at your claim It [clears throat] works. It's It's good. And the the team has been great about engaging with employees and providing education regularly. A lot of times what we see in other employers is that you hit your benefits and education during open enrollment and doing that once a year just doesn't work and then you forget about the resources that you have once once a year. So you guys did a good job and
039if that shows good. >> Yeah. Thank you. >> Come on up, Jackie. [laughter] Okay, we've got the summer school report. Uh, middle school assistant principal Jackie Palmer. >> Thanks for coming. >> Thank you. Thanks for having me. We'll give a little recap on summer, you know, now that it's fallio. [laughter] want to thank the staff that, you know, make summer school possible because finding staff is hard and I have Mr. Hoer here behind me and I know he's like probably I have to beg him sometimes with his arm, but he does an awesome job with the youth. So, um I have a lot of middle school um summer school images. I took a couple of our elementary, but uh this was our nutrition class. Um it was nutrition for our healthy, active lifestyles. and you'll
040see Squen and Eers put that on. Um, new class, kids loved it. It was full every hour. Um, and so it's just really neat to see the kids. I mean, she just does a great job engaging them and it was something that a lot of them were interested in. So, um, that was a new class this year. And this is Miss Simone's, um, third and fourth grade. I think she does a first, second, third, fourth grade final fitness. Um, we get some high school students that work. Um, and then the kids just love to run around and play. So, um, and then here we go is our indoor outdoor games of the middle school. And in the bottom right is Mr. Hoser's BFS crew. Um, again, summer school for middle school is different, right? It's
041trying to find opportunities for them in the summer that so they're not at home bored out of their mind. um and also just keeps them social, you know, socially and physically fit um with their peers. And um so these are a couple of those photos. Mr. Sorry, I was just going to go [clears throat] back. We actually had a teacher from Ellsworth um who comes in, he lives with the district, has kids in our district, and he is always reaching out to me before I even get staffing figured out because he really wants to keep coming back and offering this indooroutdoor game. So, I'm always happy to have him come and that's Mr. Polley. So, um Miss Bosen is the running club right up her alley. Um she's again the number of kids that just
042sign up and they run whether they've ran before or not. It's fifth grade through 8th grade. Um, and then at the end the kids can register for a 5K race and they get the pin and they, you know, and all that like a medal if they want or they just dress it was red, white and blue theme. Um, so this was the last day and her mom and dad that lived right up the road, they put on this whole big thing. They've got the sprinklers going and they've got ices and water and everything for them. So, super fun to to see that finale at the end. kids that have a run and now they're doing the 3.2 miles that she's figured out and it was it's neat to see. So there's that crew. It's neat
043to see the fit through eighth grade. Some of those eighth graders being good buddies and role models I guess to the younger younger kids. >> And that's typical right that it's fifth and eighth grade com fifth through eighth grade. >> Yeah. Yeah. >> Yeah. Just because our number of teacher or the teachers is so limited. So we have to >> I think it's great >> mix them together. >> They become buddies and then you know for some of those fifth graders they're more comfortable come to school come September time. So >> yeah and now Miss Stewart if you can ask me through all those. I mean I mean highlight on you they spoke to that. It's such an awesome our service learning is so fun. um looking for different things to do and Rhonda's always
044open to new ideas, but like she said, Sora is constantly reaching out and I guess so. And she organizes that. She just takes it upon herself and has those connections and it's all put out on a calendar and good to go. So, um swimming lessons in July, we are still kind of going through swimming lessons with Ellsworth. Um Mr. Malar is kind of the one that heads that him and um be rude at the elementary and we take three buses and two from the elementary, one from the middle school. We go down there with aboutund anywhere from 100 to 115 kids. Um and they do their swimming lessons. They have a 40 minute 50-minute chunk of time. Maybe it's not even 40, 40, 30 minute chunk of time. And then the other chunk of time
045they're playing on the playground. Um this year we experienced some weather issues. So there were a couple times we had to leave swimming lessons early. Um kids had to get bus back to the schools and parents were notified so that they could come pick up early. Um but again it's just a great opportunity for kids to learn a life skill. Um so swimming lessons and then let's have their funding at the end, you know. So this is just some things for me. But if you click on the numbers and I'll expect you to go through all that just for sake. Oh no. Anyway, I can speak to it. >> Of course. >> Yes. >> Okay. >> It's just all digits. So, um, in June, obviously, if you can see, um, that's just our summer school.
046Um, elementary school, we had 233, which is a little bit down from last year as far as those that registered. Um, middle school is was up. And so, for a total, we have 358 kids that were doing summer school from K through 8th grade. Um, which is it gets to be a lot. And the hard thing, you know, it's I love the opportunity to provide for the kids. The one stressor is trying to recruit staff. Finding certified staff to teach the classes is always the challenge. So there's always um a lot of support staff that you know would like to work and I love to have them but unfortunately they're not able to teach the class. So um we make do we figure it out and we make it work. So um uh I taught
047swimming lessons. Um those numbers are up there. Um the August session was a little different this year that was more focused on our students with a reading plan. So I know we've talked about the ACT 20. Um these were students from first through fourth grade that had an active reading plan. And so I invited probably I invited everyone with a reading plan. Every family got an invite. Um but only 20 or 27 attended and then we ended up getting a couple others that ended up showing up. So, we had 31 students who came in for um the August session which was eight days. So, it's a good it's a good number and and we'll just see what that looks like because I know going forward it's not going away and so it's just what do
048we offer and how do we offer that reading support throughout the summer. So, um I think we will go to is there two things that are a little bit different this year. Um so, we offer the strength and conditioning at the middle school and the high school. Um those numbers stay pretty consistent. Um I know you always have full crews. Um they have a morning session before summer school even starts at 6:30, 6:45. um that goes until about 8 and then um the high school has a bunch of offerings for weight room throughout the day all summer long. So um that's always like I said consistent, but one of the things that Mr. Dilture had talked about this year was trying to figure out ways to offer offer opportunities for our high schoolers. So they
049did this skills class. So, if kids wanted to know or to practice more basketball skills or football skills or wrestling or volleyball, um they had an assigned, excuse me, chunk of time during the week. It might be one day a week, two days a week. Um and then they would just go [clears throat] and they would work that specific sport skill. So, um yeah, I I don't know if you have anything to add to that, Mr. But it seemed I mean when I'm looking at the attendance it looked like kids were I mean there were high numbers attending that um all summer long. So which is again awesome. I know that kids want to work, kids want money, right? So sometimes they pick a job over doing the weight room and skills, but I felt
050like the attendance was really high considering and it's our first offering of it this year. So give it a go. >> When uh [clears throat] my Ann and Megan Buck Mill were in high school, they did a sports specific training at the Y for track >> and just the two of them and in that year Megan won the state tournament. So I think those sorts of things that can be sports specific that really hone in on a certain skill whether it's shooting basketball could be blocking and tackling on the line those things would help the program in general that was possible this year because of a change the W made and they allowed our coaches to have contact with their athletes all summer and So we were able to put those classes in and have
051their have their coaches and assistant coaches run them. So you know your daughter and Megan would have had to go to the Y we could have ran at St. Clair Central and had it be our own to do it where back then that's kind of what precipitated that and allowed us [clears throat] >> and actually um another piece of our summer school is our band. Um so Mr. Homeright takes in those new fifth graders and they do band lessons in the summer. Um school district and the sixth. Um but Mr. Helmer or Mr. Conway has even asked about maybe possibility of that being extended to the high schoolers next summer and I'm open to conversation about it any >> cheese for any of this lesson >> they work really well with us it's Carson Cooper
052down at Ellsworth Um the [clears throat] first year I started we had a about 130 kids register but I think about 100 help show up and so you know it's hard because he arranges his schedule for all his instructors and then that charge is cool you know they weren't all there so he and I have worked something out where he has kind of a time frame like if kids drop 10 days prior to the startup he'll just so we don't charge so that's parents don't know what their summers look like and then All of a sudden it's like that's too many lessons. Shoot, we're going on a trip, you know. So, >> how many teachers do we have teaching summer school that aren't in our district? We have any I mean >> just just Mr.
053Foley. >> Last year I was able to get Mr. Palmer. >> I twisted his arms, but no. >> So, could you offer more if we had more teachers or were there just have larger classes? Yeah, it just limits them, you know, the opt like there's not as many options for the kids sometimes or, you know, they want to be in too long. When I they register um when it fills up with 25 kids, then that option goes away. So then they have limited choices until >> like new grads, we promote that like to River Falls, >> something >> or something like that just for their experience. I think they might want to because they'd be certified then >> getting out there sooner. We've talked about just trying to recruit, you know, throw it out to
054all the teaching staff here and cross your fingers and help decide to or, you know, I don't know. But yes, reaching out to the system calls here. Awesome. >> Thank you, Jackie. >> Thanks, Jackie. [clears throat] >> Okay, Dave, we have financial reports. >> We are broke. [laughter] >> So, as of September 30th, 2025, our balance in our Citizen State Bank checking is $4,360,697.40. Money market is $12,29360. 146 is $61.25. Suicide prevention $5,423.72. Debt service is $935.34. Referendum balance is $61,133.34. A total of $4,440,54465. All right. So, I need a motion. >> Jeff made the motion. Brad second. Is there any discussion? >> All right. All in favor? >> Motion carries. Consideration of the consent agenda. Um, we've got 82 part-time modification requests for students to enroll and five full-time for 2526. We've got the
055athletic co-op agreement. >> There we are. the boys of those. >> Right. So, we need a motion. >> Second. >> They made the motion. Jeff second. Is there any more discussion? All in favor? >> Opposed? [clears throat] Motion carries. uh administrative report student enrollment update >> uh October count 1551 students and seats as compared to 1554 down three from last month and um open enrollment uh you know outstanding numbers in uh 422 as opposed to 42 last year at this time. Um big change is the number out. Um and uh you know that general will talk a little bit more about that too with with the approval of the levy in the budget. But um you know at uh $12,350 per student you know that uh did make a significant impact on the budget as
056well. The 20 plus in in certainly helps. Um charter school uh continues uh to grow at a nice smooth rate. Um and again, these numbers [clears throat] are two weeks old, so we're approaching 280 um as of today. Um but uh at the time of this report, 266 in our virtual charter school. Again, those are students that do not reside in our district. Those are open enrolled in strictly. And then you could see kind of above that there in the tan highlighted thing. Um those are our our virtual full-time. 29 are our residents and the 79 are are uh part-time our residents as well. And you can see right that's 82 as of today. You just approved uh 82 more um so or 82 three more than when this report was written. So um again
057this report is is really good just kind of monitor it uh every month but um uh as we know you see our our our cohorts again like I pointed out 93 in kindergarten as opposed to we graduated 119 and you know we're we're one you know 25 115 117 127 105 a smaller junior class but you know that trend will continue I I think with uh the smaller numbers and kindergarten first and second grade right now. Um there was a time I remember back in about 2013 when we kind of first approached our first graduating class over 100, you know, and then that's from 100 to 140 for about the last 10 years. It stayed that. Now again um those class size and cohorts are decreasing which again um makes uh our discussions about virtual
058and open enrollment and and being competitive and attracting uh families and and our different ways of digital marketing etc uh even more important. Um but um whatever right the students that we we have we're we're going to um you know give them the best education we can uh no matter how many we have. So, but just a good to keep keep an eye on these numbers. Want to thank uh all the ladies in in all the schools and the district office again for putting this together. That 38 Friday count is is very complicated as you can imagine. 1,579 students in all the unique living conditions and other schools and open enrollment in and out. That's just our, you know, then you got another 400, you know. So, it's it's very complicated and and it takes
059a lot of attention to detail and it's greatly appreciated. >> Any questions? >> Thanks, Jim. We've got core agenda items. First is consideration of approval of adding girls head wrestling coats. We've got Brad here. >> You're on your own. Okay, >> great. >> The first time I saw the recognition. >> Hey Brad, I missed the recognition. So I got >> two students. >> You can pass out while this >> Yeah, >> we have two recognitions. Vote for golf. Uh the first one, congrats to Addison Fal on being named first team all conference in the middle. Way to represent SEC. Second one, Zeli Moore. Congrats to Zeli Moore on being named second team all conference in the middle border >> way to represent it. >> Thank you. >> That worked out perfect. [laughter] >> All right.
060So I'm not gonna bore you and read through this because you can read through that. That was just my presentation. Um, luckily we are girls dressing is going extremely fast in the state of Wisconsin. Um, something that's been a long time coming and I think it's a great home. Uh, we have had our will have our inaugural middle school girls season this year. We've never had that before. Uh, we're running that before Christmas. So that way, just like the guys right now, the way middle school is set up, guys can play basketball before Christmas break, after Christmas, they can wrestle. So they can still do both. Try out what they like and then get to high school, make a decision based off what they like more. Uh the girls have been wrestling with the guys
061in the middle school and that's after Christmas break obviously like I just said, and they miss girls basketball. So, we made the decision today to just for this year to pull the string, put new school girls wrestling before Christmas. We're starting the season November 5th. Um, we have that taken care of right now. We have about 15 girls signed up between grade and eighth grade, which is awesome. About five or six of them are I just want to give it a try, see what it's like. The rest of them, I think, are pretty done. Uh, so that leads us to the high school side of it. We have at least five year olds up to eight girls right now that I believe are going to be out. Couple pretty high level ones. Uh what I
062passed out just to give you an idea. The second page um is our schedule this year. So the blue are the varsity events, the gray are the JB events, and then the pink dish color are the female events. So because of the three different options that were happening, uh me and my coaching staff are flying around different parts of the state constantly. Most of the girls events are on Friday nights, guys events are on Saturdays. We have regional sectional state. Luckily state is the same weekend, same spot, girls center. That's obviously the ultimate goal. Uh but with our girls program, like I said, a lot of Friday nights and then, you know, waking up early the next morning to go to the other side of the state with the guys program. So last year, we
063made it work pretty good. Uh I'd say it was 10 years ago, we worked hard to get the third paid high school coach because of going to JB varsity and he's splitting up, being in the gym with eight mats trying to run around with our guns cut off. So adding the girls program with that same number of coaches has been sort of a struggle last year. Um I'm a realist. I know that budgets are set, money's tight. Totally get it. So what I'd like to propose this year is instead of going out and just adding a full new coach, um Mike Nielson is designated as the Bills coach through the state. We have to designate a Bill's coach. So through the state of Wisconsin, he's designated at it, but it's not paid as a coach
064head coach right now. He's just a varsity assistant. So what I'd like to propose is just bumping his contract from an assistant to a head coach position so that he can actually function as a head coach, take on all the duties that the girls team would need, and then next year come back and look at getting that assistant coach back as a position. So, like I said, I'm a realist. I understand throwing around that 10% contract is pretty tight in the athletic budget right now, but we would [clears throat] bump the one up, make him ahead, and then next year we visit that system push back again so we can get back basically where we should be. Our numbers are pretty good, guys. We probably have 30 plus this year. Um hopefully the girls side
065keeps growing and you know I'd love to be back here in a year or two as a career girls assistant coach which would be awesome. >> So Brad for clarity asking that Mike go from assistant boys in the pay scale >> to head which would be in par with your position based on experience though of course. >> Got it. >> And then you'd be one less >> so we would be one less assistant coach this year. Um like I said I we can make that part work. I have enough volunteers and I think at this stage of the game trying to get you know aid assistant coach can be a little tough because most of my volunteers it's I can be here two days a week I can be here three days a week and
066I have a great staff I but most of them with their jobs it's taking a paid assistant job is helpful. So that's why I said, you know, revisit next year and then that way we can work it into the budget for next year versus >> And what is that approximately? Do you >> I be I think I head girls would be a point because we don't I don't know if we technically have a position on the books for this yet. >> Like what is the assistant like? So you know >> girls >> I was just thinking for costwise >> I think approximately $1,500 right $2500 about four grand >> $2,000 the max I'm guessing but along with all of the you know added responsibilities of putting rosters doing that kind of stuff. >> Okay. >>
06737. Okay. So >> any questions? All right. So we do need a motion. >> Yeah. For clarity typically we do you know the position creating a position right one and then a separate one for approving the person which can be done in um the agenda in close session. >> Sure. So we made made a motion to add girls head wrestling coats. I make girls. >> So D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D Dave made the motion to add girls head wrestling coach Jeff second. Is there any discussion? >> What kind of commitment is it as far as like you gave a number
068of how many girls are going out? What happens if they decline? >> Well, I know we we're gonna have four for sure. Four. >> Yeah, there's four I know for sure. So, they're going to the tournaments regardless. >> Do you happen to know all the 15 middle school girls? How many are in eighth grade? >> Uh, four. >> Okay. >> And, you know, hopefully it's one of those things where they try it out now and then start talking to your friends and I know looking at St. Falls, looking at Baron with pretty large springs. It took, you know, like anything to get the right one or two out. All of a sudden, it's, oh, let's give this a try. We don't do anything else here in try and make it fun. So hopefully by doing
069the girls program in middle school too. >> We're just seeing how how many come to the state tournament. >> Yeah. And add to that we do have we are running this year our we're doing the Western Wisconsin girls championship in February which will be a little tournament for us. So we have believe 22 schools coming for that. So all Friday night first Friday >> that's the February 6th one. >> Yeah. >> Thank you Brad. >> All right. So we had a motion by Dave, second by Jeff. Any more discussion? And all in favor >> I motion carries. consideration of approval of extension of the health partners contract and Jim. >> So this is one of the reasons why we show this here tonight just kind of explain what's been going on with health partners and
070stuff. So basically what we want to do is extend our contract for one more year and in return for extending it for a year they give us that 12% rate cap for the 2027 calendar year and then we get the 6.5% renewal rate instead of the 9.35. Any questions specifically with the contract? >> Employees have been generally happy with the plan. >> Yes. Yeah. We have very few issues with health partners and we've been with them for gosh it's got to be at least seven or eight of them. They they've been very good to us. So that 100, right? So there's the 100% or the 70% employee contribution. So >> that wasn't exactly correct. >> Okay. >> So the 35007,000 deductible plan, the district does pay 100% of that plan and they want the 2,000
071>> for the employee. For the whole family, >> for the whole family or both. Yep. for the 2000 4,000 plan if you're a full-time employee. Then the district pays I think it's 96.4% or something. >> Okay. >> So it costs them for a family plan I think it's about $65 a pay period somewhere in that realm if they want to have that lower deductible. There's also less of an HSA contribution for that lower plan whereas if they take the higher plan and the district contributes more to that HSA as well. >> Thank you. >> Yeah. 70% nobody would take that. >> Like there's no one taking that plan. Does it matter how many children that you have? >> No. >> It's either single or family. So even if it's just you and your spouse, it's
072still >> I think now you can cover kids up for 26, >> right? >> Doesn't matter if you take it bus. >> Okay. >> So do we is that sustainable? I just ask the question with your increases that happen over year. I know a lot of schools are going away from it, but that's a tough question. around. >> Yep. That's as we got to make tough budget decisions. That's one other thing that would be on the table for discussion. >> I know CISA is doing a cooperative program with districts from CISA, but they tend to be smaller districts outside of the metro area because they don't have the network. So, I think we get way better rates because we're in the Twin Cities network. I think Baldwin does something with um Melada where they have
073a physician that they can go into. >> We've considered and talked about trying to dip our toes in water self-funded and just because of you our experience ratings and our renewal hasn't been too bad and it's the hidden costs are then all the admin not all but majority of the administrative duties and dealing with claims and bills and stuff fall in this office. you have to add staff. >> So, we we just were in a good place. Now, if our experience ratings go through the roof and our renewals are 20ome% or something, you know, then yeah, we can look at deductible. We can look at going partially self-funded. You know, nice with that is there's, you know, as insurance on the insurance of a stop-loss, you know, plan too. So, you have a terrible year
074with some health your staff health, you don't have to eat the whole thing. But, we just decided it's Yeah. um because of the increased administrative costs and staffing and our experience rating, it's we didn't need to at this time >> and we're locked in for a year, but it gives us time to explore those things. >> And again, we're being proactive about expected enrollment. We need to start looking at doing business differently. >> Those are the sorts of things that, >> you know, we can plan for and then have options, make decisions. Yeah, >> we're doing this which I think we should do and extend you have to worry about for the year >> right >> well this year. >> Yeah, that's the thing. our budgets. >> Now, you know, too, as part of that,
075I know in the past, we have had to have conversations with like the teacher group because the premiums go up more than what the district could handle to cover in any given year and kind of split out what, you know, maybe that HSA contribution gets reduced a little bit or maybe they have to pay a portion of the premium for both plans. You know, I think that's something that we can still continue to look at on a yearby-year basis as well. >> I don't think we're set in stone as far as that goes. You know, that portion of it >> kind of one thing we do in our my company is we we do like a physical annual physical. So, we just had it three days ago. So, we bring in nurses >> on site.
076Yeah. On site and they take your blood and do your blood pressure and weight and height and then they test for like a couple hundred different things. So it's it's really just getting ahead of things and you know make make you aware. Sounds like our numbers a little low on like in for their their annuals or whatever. So it just another way to kind of get ahead of the game is offer that >> you offer. You can't require a ice, right? But what is your >> Yeah. >> participation good? >> It's usually around 85%. >> So there we do give some incentive to take it too. So >> just something to look at to try to get ahead of the health. >> Yeah, it's it's a big number. The the total that we pay for
077premiums is >> um I think somewhere around 225. >> Yeah. approval of the health partner. >> All right. So Jeff made the motion and Brad second. Any more discussion? All in favor? >> Opposed? Motion carries. Consideration of budget tax levy and mill rate for the 2526 fiscal year. >> All right. So you should have a packet in front of you um with all the the latest figures. So we definitely have some changes from the annual meeting um just a few highlights on the front page and then on the second page we'll go into a little more detail and if you have any questions you can go through that. So, um, the enrollment, so our three-year rolling average decreased from 1606 last year down to 1578. That was due to the decrease in the students that
078we that Tim was talking about earlier. On here, I have that we decreased by 22 students. >> Got copies. >> Okay. Right there in the corner. >> Yeah, there was right there. So, um, after I printed this, I think we found out we had one more, um, student that we were able to add because I had a red a decrease of 22 and then four on the summer school for 26, but it doesn't affect our three-year rolling average either. So, I didn't like this. So, then the next thing was our revenue limit. Um, so the revenue limit is just shy of $21 million and that includes our energy efficiency levy for that debt that we pay yearly. It also includes $345,000 worth of declining enrollment exemption. So that's that one year exemption that we get
079when our when our three rolling average decreases. So next year that money will go away. Um, we also have added then our operational referendum of 375,000. So that's the four fourth year of our 10-year operational entries. Um, we were also able to apply for a transfer of service for a couple a couple of special ed students. So that added about 26,000 to our revenue limits. And the other thing that's been new the last three years, I think it came into play about three years ago. Um on the revenue limit worksheet lines 10 H and 10 I for the statewide parental choice program and the public school vouchers they were able to add 183,000 for those programs to our revenue limit but then we had to turn around and pay that money out. So it's another
080wash in the end. So it increased our revenues but it also increased our expenditures. So number three, at the annual meeting, we estimated an increase in our property values of 5%. Those actually came in at 5.7%. So a little bit higher than what we had projected. So that was good. Um and then our state aid came in about $20,000 less than what we had estimated at the end of the year. So again, fairly close um to what we had last year to hit the decision. So we go to the second page. I have the changes for I fund and revenues and then expenditures. Um and I'm only listing the actual things that changed. So for our revenues in front 10 source 210 changed from the 5,963,000 to 5,959,000. So very close. Um some of the
081things so we increased our open enrollment revenue by quite a bit up to 4.7 million and that was due to if you remember back to the annual meeting they had posted that information kind of late so we weren't able to incorporate the most recent numbers. We had estimated a 3% increase and it was quite a bit more than that. So we increased that by and about 8.2%. Um then we just kind of tweaked well our state aid based on our October 5th equalization aid. Um and then there were some other minor changes. The only one that was more significant was 870 long-term obligations and that was that triple clear lease that we signed back in March that came we had to post it for this year. So it was posted on July 1st and that's
082both the revenue and an expense again. So I added it in to the revenue side and then we'll see it on the expense side as well. A few changes in fund 20 for revenue um and 39 changed slightly um so that we keep our mole at that $920 per thousand. I added a little more for interest income 40 as well about $500. So that was minimal expenditures. We did have a couple things that changed more dramatically. One of them was function 130,000 vocational curriculum in front. We changed our program for our EL students. We've always classified it as English as a second language. you now are considered a bilingual bicultural program. So that is a source 171 instead of 138300. So I made that switch. So you can see our source 170,000 increased from 40,000
083up to 260,000 and then it came off of 130,000 there. The rest of the changes or most of them besides like the turf fair release and stuff are due to like the health insurance plan changes. Um just new staff because I had the budget set for the annual meeting right at the beginning of July and of course we're still hiring people and then we're estimating maybe what their benefits are going to be. And so I went through and costed out all of that so we could get that accurate in the budget. And then finally, if you look right at the bottom of that page under expenditures, 430,000, that's where you're going to see that open enrollment out that Tim was talking about earlier. That has increased pretty dramatically with the additional students going out and
084that increase in the amount. So the 10,92 a few changes of the other funds as well. Um again to match what we're levying in for 139 debt then going ahead and paying that out as a prepayment probably closer to the spring this year. Um so that changed our expenditures a little bit. So you can see our recommendation in the middle of that page and then we kind of have all of the backup documentation. So we have our general aid worksheet that's from the state that shows what state ages and green. We have our revenue limit worksheet in yellow that shows all of the three-year loan average, our declining enrollment exemption. what our um revenue limit is with all of those additions that you talked about and then how much actually so it's going to be
085just over 12.6 6 million. >> And how is the mill rate? >> No rate is the same. >> We've been the same for the last few years. I think it was dropped off. >> Lot of hard work. Thanks. >> Yeah. So pink is just all of the equalization values. blue are all the new budget figures and then white at the back is what was so any specific questions? So frustrating to me that vouchers because basically the state makes us pay for vouchers and doesn't come out of state aid. we have to add it to the property tax. So our tax our property taxpayers literally pay for vouchers within our district. >> Yeah. Because the state doesn't pay it. >> Public dollars for private education. >> Yeah. It's really frustrating and it's masked so nobody really
086understands it. >> I mean 300,000 in our district. Think about Milwaukee millions. >> So where where can kids use vouchers in our area? Where do they go? >> I don't even know. >> Yeah, there's no physical private school. private school. >> Yeah. >> Choice program and private school vouchers. They must be two separate programs. >> Is there like a qualification standard as far as like family income or something? >> Yeah, I think they have to be lower income and apply for the program. I think in all cases is that basically the you know there's mood at Madison that we want competition and private schools compete for for public students and so I I don't think it's all tied >> go a rabbit hole with that question I mean think about just sports in general how
087they recruit >> they don't have Except they can deny >> could be St. Cath. >> They often do. >> N >> but it's frustrating. >> Okay. >> So the motion is ready. The recommendation is on your third sheet. >> Yeah. >> To make the motion to read. I'll make a motion to approve a tax levy of 12,6245 12,624,545 for the 202526 school year with a mill rate of 09200021 to support the fun budget expenditure of 27 million. 661,330 fund 30 budget expenditures 6,71639 and fund 80 expenditures of $400,000. >> Second. >> So Dave made the motion that Brad >> second. Any more discussion? >> Right. All in favor? >> Oppos. Right. Motion carries. going to get tougher. >> It's only going to get tougher on May. >> I like your idea of not starting in
088May and June. >> Yeah. >> Starting right away and start thinking about >> I think we really literally have to change think about how we restructure classroom and we might not be able to all the teachers only have declining enrollment. go through. >> We had our first meeting already, second meeting two weeks. And yeah, we're having good discussions already, but no no low hanging fruit really left or great easy ideas. They're going to be tough. >> Yeah. >> Okay. consideration of approval of district liability property and workers compensation insurance. So, as you may or may not know, we have been with BMC Insurance Company for many, many years, and every few years we go out for quotes from other companies. Um we were able to to get one other quote this year from um it's
089a combination of a few different um companies CIC travelers and employers um insurance companies. So you can see so EMC has an amvest rating of a excellent um CIC has an ambest rating of B++ which is considered good. Um different commercial property limits is probably one of the biggest differences. Um, so CIC has said that we need to ensure our buildings up to 100% of the value. And so that's how they came up with the $182.8 million in the coverage. It's like a blanket coverage. So even if there's only damage at one building, they will cover up to that amount, but they want all of the property to be insured at 100%. EMC has a little bit different philosophy and that's why that's lower at the 153.5. They say that we only need to ensure
090our buildings up to 90% and then we have replacement value. So basically, we're not paying for coverage that we may never need because in most likelihood we are not going to have an incident where all of our buildings will be at the same I mean I hope >> so that's a big difference in the in the coverage but not not as far as like what happens in the end if we were to have a claim if that makes sense. >> Um definitely a difference in the premium there. So CIC also has a couple things that are are included in their commercial property like the inland marina and stuff where EMC has a separate stadium. It's a very small amount >> having an ice fishing club said maybe >> the pond by [laughter] the the pond
091by the S-curve or the pond by Hamland or >> like if the bus goes I don't >> so the other difference between the two policy is so EMC we have a $2 million perurrence 4 million aggregate for general liability and then we carry a 6 million umbrella that would be on top of that. So per year we would actually have $10 million worth of coverage for general liability under CIC we would have 8 million. >> Maybe it's here you know but what's the umbrella cost because they they probably charge $6,000 more for 8 million. What's our what's the umbrella cost? >> The umbrella is that 8,746. >> So yeah so it's a little bit and theirs is kind of included up above. Yeah. >> So, so that 6 million umbrella would be used for general
092liability or for the automobile if there was something that happened that would kick in. So, we would have 8 million coverage for automobile if we needed it. Um, our data cyber we would have 1 million. CIC's said it was between 500,000 and 1 million. I think it depends on what happens as to what the coverage would be. So our totals for just that portion excluding the work comp which is going to be exactly equal outside of the dividend um is a little bit less to EMC and then if you add the work comp in EMC is giving us a 25% flat rate. So, we are recommending that we continue with EMC insurance. Um, I think that's the best deal and especially because of their, you know, better rating and everything that could be important in
093the future, too. >> And they've been good to work with. >> Got a lot of claims. >> They've been wonderful. >> I'm glad they go out. It keeps everybody honest. Good work. So we just need a motion unless anyone has more questions. >> So the motion will be to use accept it. >> Do we go through a vote here? >> We go through greater insurance. So his name is Mike >> and he shops us out for us. >> Yeah. Yeah. He well actually CIC is through a different carrier that's um ANI associates and then EMS or Mike did try through greater insurance tried to get codes from other companies that he works with as he was not able to secure >> any interaction with CISA and who different districts are using for insurance how do
094we compare You're not really gone that >> we can certainly get that info very easily survey. >> When I was on the Girl Scout board, we had another really good premiums and then he started representing every other Girl Scout council because he knew how to present the package for, you know, in this case it' be for a school district, >> right? best drinks >> and EMC does have, you know, they have a product that's geared specifically for school districts and that's what we've been under and I think they do ensure the majority of districts in the state. I mean, there are others out there obviously, but EMC has a a good former market. >> Motion to Brad made the motion. Jeff second. Is there any more discussion? Right. All in favor? >> I oppose. >>
095The motion carries. >> Consideration of designating WASBA annual convention delegate and alternate. >> All right. >> I'll take one. [laughter] >> All right. [clears throat] So Jeff will be the delegate. Do we need to name an aluminum? >> No. Derek. Derek. [laughter] >> Okay, I like it. All right. So, I need a motion for that. >> Okay. So yeah, >> they've made the motion for Jeff to be the WBA annual delegate and Derek the alternate and Nate made the second. Is there any more discussion? >> All in favor? >> Opposed? Motion car. [laughter] Motion carries. uh consideration of approval of the second reading of board rule 411 student discrimination complaint procedures. So just >> no changes since last month. Again, [clears throat] this was born, you know, Barry with our policy resource guide. We got
096through all the policies, but then he's like, "Well, you there's this summer and there are some formal complaints filed." He's like, "Well, what's your your rules say?" Like, "Well, we didn't adopt any rules, so we're starting to do that." [clears throat] >> Jeff made the motion. >> Brad second. Any more discussion? Right. All in favor? >> Opposed? Motion carries. Consideration of first reading board policy 683 asset management is just a discussion. >> So the only change with this policy is to increase the the limit to from $5,000 to $10,000 per item. the federal government is has increased theirs from 5,000 to 10,000 and so I brought it up to our auditor and said that that would be appropriate for us to do as well. So everything else on there stays the same. >> Okay, thank
097you. I'm kind of moving on to possible future agenda items. Does anybody have anything? Okay. >> Upcoming uh important upcoming dates is October 28th, the WABA fall regional meeting at 6 PM at the Floren Gardens in Oclair. And then November 19th is a schoolboard meeting here at 700 p.m. >> Then we should talk about convention. The hotel blocks open up. >> Um so again, it's January 21st to the 23rd. Um, you know, >> I'm planning on going. >> Yep. I'm planning on going. We're actually presenting um on the policy resource guide. They WSB asked if we'd be interested in doing that. Yeah. The guy that makes the decisions if you get picked to present or not asked us to do that. So, um, it's nice. So, yeah. Um, >> so you and Cali? >> Yeah,
098Callie's going to be joining me. Yep. >> And someone from WASBA as well or >> Yeah. Yeah. His name escapes me right now, but Yep. >> We come home Friday. >> Yes. Saturday. >> Correct. We come home Friday. >> Yep. Usually >> down midday. >> Wednesday. >> We could early. Yeah. Yeah. >> I mean, I could Tuesday night or Wednesday morning early. >> I can do. >> Okay. >> I think so. >> Whatever you guys want to do. I mean the more usual >> I prefer to So who's for sure me and you? That's it. >> I'm not sure. >> Just book three rooms. Be safe. Was Lance syndicated? Is he said it at all or Dar >> Lance has said in the past >> and I think Lance that he's coaching every CBA. >>
099You might want to just reach out to him. >> Okay. I mean, every he's so it's hard for his work. Like he called me today [clears throat] at 5 and said he was getting on the plane last minute emergency to go to a work thing [clears throat] down in Florida. So it's >> just for the hotel or for the actual >> right now >> hotel. But I mean if I was down there in Milwaukee stay there by myself and hotel. >> Got it. He'd be there for work >> and there is a virtual like you can't >> Okay. >> All right. So, when's the deadline, Kelly? >> December 15th, but for the hotels. >> And it's on Monday. When When is it though? >> November 3rd. I remember that. >> Okay, I think that's done
100with the upcoming dates and now we need to have a motion to convene to close session. I move for Wisconsin state statute 18 19851C consideration considering employment promotion compensation or performance evaluation data of any public employee for which the government body has juris jurisdiction or exercise of responsibility specifically approval of recommendations retainments and terminations and approvals of appointments and contract protections. Second. >> So Jeff made the motion. Dave second. >> Roll call. >> I >> Okay.